CREB - Center for Research in Economics and Business

Uzma Afzal

PhD Economics Candidate, University of Nottingham, United Kingdom
MPhil Economics, Lahore School of Economics, Lahore, Pakistan
BSc Economics, Lahore University of Management Sciences, Lahore, Pakistan
Assistant Professor
Email: uzmaafzal1@gmail.com

Research Interests

Behavioural and Experimental Economics, Applied Microeconomics and Development Economics

Published papers

Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan (with Farah Said, Giovanna d'Adda, Marcel Fafchamps and Simon Quinn), Economic Journal (Forthcoming)

The Diversification and Sophistication of Pakistan’s Exports: The Need for Structural Transformation (with Maha Khan) The Lahoure Journal of Economics, Special Edition, September 2016, pp.99-127

Risk Taking and Risk Learning after a rare event: Evidence from a field experiment in Pakistan
(with Farah Said and Ginger Turner) Journal of Economic Behavior and Organization 118, 167 – 183, 2015

Education and Maternal Health in Pakistan: The Pathways of Influence (with Shandana Dar) Lahore Journal of Economics, 20(2), 2015

Microinsurance Demand after a Rare Event: Evidence from a field experiment in Pakistan (with Ginger Turner and Farah Said) The Geneva Papers on Risk and Insurance – Issues and Practice 39, 201 – 223, 2014

What Matters in Child Health: An Instrumental Variable Analysis Child Indicators Research 6(4), 673-693, 2013

The State of Health in Pakistan: An Overview (with Anam Yusuf) The Lahoure Journal of Economics, Special Edition, September 2013, pp.233–247

Human Capital Convergence: Evidence from Punjab Lahore Journal of Economics, 17(1), 2012

The Unchanging Profile of Development: An Analysis of the Punjab 1961-2008 Pakistan Development Review Special Edition 49 (4), 2010

Book chapters

Beyond the Poverty Line: A Multi-dimensional Analysis of Poverty in Pakistan (with Azam Chaudhry Theresa Chaudhry and Muhammad Haseeb, in Rashid Amjad and Shahid Javed Burki (ed.) Pakistan: Moving the Economy Forward, Cambridge University Press, 2015

The Effect of Early Flood Warnings on Mitigation and Recovery during the 2010 Pakistan Floods (with Ginger Turner, Uzma Afzal and Karen Campbell) Preventing Disaster: Early Warning Systems for Climate Change, United Nations Environmental Programme, 2014

Working papers

Gender and Agency within the Household: Experimental Evidence from Pakistan, (with Farah Said, Giovanna d'Adda and Marcel Fafchamps), CEPR Discussion Paper No. 11464

Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan, (with Farah Said, Giovanna d'Adda, Marcel Fafchamps and Simon Quinn), BREAD Working Paper No. 449

Natural Disasters and Social Capital: Evidence from a Field Experiment in Pakistan, (with Farah Said and Ginger Turner), CREB Working Paper No. 02-15., 2015

Attitudes Towards Risk in the Wake of a Rare Event: Evidence from Pakistan, (with Farah Said and Ginger Turner), CREB Working Paper No. 02-14., 2014


Research In Progress