Firms, Entrepreneurship & Microfinance

Publications

Journal Articles

Where to Locate? The Correlation Between Spatial Proximity and Location Choice of New Firms: The Case of Pakistan (Azam Chaudhry and Maryiam Haroon), Asian Economic Journal, 35(2), 187-208, 2021

Intrahousehold Consumption Allocation and Demand for Agency: A triple experimental investigation (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps and Farah Said), American Economic Journal: Applied Economics (Forthcoming, 2021)

Home-based Enterprises: Experimental Evidence on Female Preferences from Pakistan (Azam Chaudhry, Giovanna d’Adda, Mahreen Mahmud and Farah Said), Economic Development and Cultural Change (Forthcoming, 2021)

Where to Locate? The Correlation Between Spatial Proximity and Location Choice of New Firms ( The Case of Pakistan (Azam Chaudhry and Maryiam Haroon) Asian Economic Journal, 35(2), 187-208, 2021

COVID-19 and the Future of Microfinance: Evidence and Insights from Pakistan (Kashif Malik, Muhammad Meki, Jonathan Morduch, Timothy Ogden, Simon Quinn and Farah Said), Oxford Review of Economic Policy, Vol 36, Issue Supplement_1, 2020

Are Agricultural Markets in the Punjab Technically Efficient? (Fatima Arshad, Naved Hamid and Mahniya Zafar), The Lahore Journal of Economics, Vol 25(1), 2020

It is not power, but how you use it: Experimental evidence on altruism from households in Pakistan (Azam Chaudhry, Giovanna d’Adda, Mahreen Mahmud and Farah Said), Applied Economic Letters, Vol 27(5), 2019

Young innovative companies and employment creation, evidence from the Pakistani textiles sector (Azam Chaudhry, Micheline Goedhuys and Waqar Wadho), World Development, Vol 117 (7), 2019

The Role of Bundling in promoting Sustainability of Health Insurance: Evidence from Pakistan (Hamna Ahmed and Sadia Hussain), Geneva Papers on Risk and Insurance, Volume 44-5, 2019

Productivity Dispersion across Districts in Punjab (Maryiam Haroon), The Lahore Journal of Economics, Vol 24(2), 2019

Identifying and Understanding the High Growth Firms in Pakistani Textiles and Apparel sectors (Azam Chaudhry and Waqar Wadho), The Lahore Journal of Economics, Vol 24(2), 2019

Innovation and Firm Performance in Developing Countries: The case of Pakistani Textiles and Apparel Manufacturers (Azam Chaudhry and Waqar Wadho), Research Policy, Volume 47, Issue 7, pp 1283-1294, 2018

Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps, Simon Quinn and Farah Said), The Economic Journal, 128(614), 2161-2190, 2018

Is Pakistan Ready to Embrace Fintech Innovation? (Bushra Naqvi, Syed Kumail Abbas Rizvi and Fatima Tanveer), The Lahore Journal of Economics, 23: 2: pp. 151–182, 2018

Economic Geography and misallocation in Pakistan’s manufacturing hub (Theresa Chaudhry, Maryiam Haroon and Muhammad Haseeb), The Annals of Regional Science, doi:10.1007/s00168-017-0824-7, 2017

Mobile Banking: A Potential Catalyst for Financial Inclusion and Growth in Pakistan (Bushra Naqvi, Syed Kumail Abbas Rizviand Fatima Tanveer), TheLahore Journal of Economics, Special Edition, pp. 251 – 281, 2017

Free Trade: Does Myopic Policy Overlook Long-Term Gains? (Maryiam Haroon),The Lahore Journal of Economics, 22:2, pp.65-88, 2017

Innovation in the Textiles Sector: A Firm-Level Analysis of Technological and Non-technological Innovation (Azam Chaudhry and WaqarWadho), The Lahore Journal of Economics, 21-Special edition, pp129-166, 2016

Entrepreneurship and Innovation in the Digital Economy (Naved Hamid and FaizanKalid), The Lahore Journal of Economics, Special Edition, pp.273-312, 2016

Access to Finance and Agency: An Overview of the Constraints to Female-Run Enterprise (Farah Said), TheLahore Journal of Economics, 21: SE, 331 – 349, 2016

The Economic Impact of New Firms in Punjab (Azam Chaudhry and Maryiam Haroon), The Lahore Journal of Economics, Special Edition, pp.143-182, 2015

Microinsurance Demand after a Rare Flood Event: Evidence from a field experiment in Pakistan (Uzma Afzal, Farah Said and Ginger Turner),The Geneva Papers on Risk and Insurance– IssuesandPractice 39, 201 – 223, 2014

The Textiles and Garments Sector: Moving up the Value Chain (Naved Hamid, IjazNabi and Rafia Zafar), The Lahore Journal of Economics, Special Edition, pp.283-306, 2014

Patterns of Export Diversification, Evidence from Pakistan (Hamna Ahmed and Naved Hamid), TheLahore Journal of Economics, SE Vol. 19, 307-326, 2014

Determinants of Export Performance in the wake of the Global Financial Crisis: Evidence from South Asia (Hamna Ahmed and Farah Said),Pakistan Development Review, Special Edition 57 (4), 2012

The Birth of Exporters: Entry and Scale of Firms in Punjab’s Export Sectors (Azam Chaudhry, Maryiam Haroon and Marjan Nasir), The Lahore Journal of Economics, Special Edition, pp.191–212, 2012

The Opportunities and Pitfalls of Pakistan’s Trade with China and Other Neighbors (Naved Hamid and Sarah Hayat), The Lahore Journal of Economics, Special Edition, pp.271-292, 2012

Financing Constraints; Determinants and Implications for Firm Growth in Pakistan (Hamna Ahmed and Naved Hamid), TheLahore Journal of Economics, Vol. 16, 2011

What Determines Innovation in the Manufacturing Sector? Evidence from Pakistan (Hamna Ahmed and Mahreen Mahmud), Pakistan Development Review, Special Edition 53 (4), 2011

Private Finance Companies in LDCs: Lessons from an Experiment (Naved Hamid and Ijaz Nabi), World Development, 17:8, pp. 128-1297, 1989

Role of Small Scale Industries in Employment Generation: Some Basic Issues (Naved Hamid and Ijaz Nabi), Pakistan Economic and Social Review, XXII: 1-2, pp. 43-64, 1984

Growth of Small Scale Industry (Naved Hamid), Pakistan Economic and Social Review, XXI: 1-2, pp.37-76, 1983

Book Chapters

Exports: Lessons from the Past and the Way Forward (Hamna Ahmed, Naved Hamid and Mahreen Mahmud), Rashid Amjad and Shahid Javed Burki (Eds.), Pakistan: Moving the Economy Forward, Cambridge University Press, 2015

Industrial Incentive Structure: A Need for Reform (Naved Hamid), AnjumNasim (Ed.), Financing Pakistan’s Development in the 1990s, LUMS and Oxford University Press, 1992

Industry and Trade Chapter (Naved Hamid), William E. James and Subroto Roy (Eds.), Foundations of Pakistan’s Political Economy – Towards an agenda for the 1990s, New Delhi: Sage Publications, 1992

International Working Papers and Other International Publications

Leveraging technology to promote women's health: Evidence from a pilot program (Hamna Ahmed, Sadia Hussain, Muhammad Ahmed Nazif), GLO Discussion Paper No. 939 (2021)

Microfinance (Jing Cai,Erica Field, Cynthia Kinnan, Muhammad Meki, Jonathan Morduch, Jonathan de Quidt, Simon Quinn and Farah Said), Microfinance Report:, VoxDevLit, 3(1), 2021

Innovation Strategies and Productivity Growth in Developing Countries: Evidence from Pakistan (Azam Chaudhry and WaqarWadho), GLO Discussion Paper Series, No. 466, 2020

How will coronavirus change the global microfinance industry? (Muhammad Meki, Jonathan Morduch, Timothy Ogden, Simon Quinn and Farah Said), Article: Economics Observatory, Aid & International Development, 2020

Implicit and Explicit Commitment in Credit and Savings Contracts: A field experiment (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps, Simon Quinn and Farah Said),NBER Working Paper, No. w25802, 2019

Do young innovative companies create more jobs? Evidence from Pakistani textile firms (Azam Chaudhry, Micheline Goedhuys and WaqarWadho), United Nations University (UNU-Merit) Working paper, 2019

Intrahousehold Consumption Allocation and Demand for Agency: A triple experimental investigation (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps and Farah Said), NBER Working Paper, 24977, 2018

Demand for power and control in consumption decisions in the household (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps and Farah Said), Article: VOXEU/CEPR, 2018

Hiding Money: Evidence from a field experiment with aspiring female entrepreneurs (Azam Chaudhry, Giovanna d’Adda, Mahreen Mahmud and Farah Said),CSAE Working Paper,No. WPS/2017-07, 2017

Women’s Take-Up of Credit Versus Commitment Savings Products in Rural Pakistan (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps, Simon Quinn and Farah Said), Article: J-PAL, 2017

Where Do New Firms Locate? The Effects of Agglomeration on the Formation and Scale of Operations of New Firms in Punjab (Azam Chaudhry and Maryiam Haroon), Economics Discussion Papers, Kiel Institute for the World Economy, 2014

CREB Working Papers and Other Local Publications

COVID-19 and the Future of Microfinance: Evidence and Insights from Pakistan (Kashif Z Malik and Farah Said), Article: MahbubUlHaq Research Center at LUMS, 2021

COVID-19 and well-being of female borrowers in Lahore, Pakistan (Hamna Ahmed, Sadia Hussain and Muhammad Ahmed Nazif), CREB Policy Brief, No. 03-20, 2020

Home-Bias among Female Entrepreneurs: Experimental Evidence on Preferences from Pakistan (Azam Chaudhry, Giovanna d’Adda, Mahreen Mahmud and Farah Said), CREB Working Paper, No. 04-20, 2020

Utilization of Health Microinsurance: Evidence from Focus Group Discussions (Hamna Ahmed, Sadia Hussain and Muhammad Ahmed Nazif), CREB Policy Paper, No. 02-19, 2019

Utilization of Health Microinsurance in Punjab: Insights from Administrative Data (Hamna Ahmed and Sadia Hussain), CREB Policy Paper, No. 01-19, 2019

Geography of poverty and industrial clusters in Pakistan: Some policy implications (Arif Naveed and WaqarWadho), Pakistan Poverty Alleviation Fund Research Brief, 2018

Innovation in the Textiles sector of Pakistan (Azam Chaudhry and WaqarWadho), International Growth Center Policy Brief, PB1803, 2018

Microcredit and Microsaving for Microenterprises in Pakistan (Uzma Afzal, Giovanna d’Adda, Marcel Fafchamps, Simon Quinn and Farah Said),International Growth Center Working Paper, 2016

The effects of Agglomeration on the Formation and Scale of Operation of New Firms (Maryiam Haroon), CREB Working Paper, No. 03-13, 2013

A Strategy for Reversing Pakistan’s Dismal Export Performance (Hamna Ahmed, Naved Hamid, Mahreen Mahmud and Talal ur Rahim), CREB Policy Paper, No. 01-10, 2010